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When your bank account gets hacked and money gets transferred online one should follow the steps given below to avoid further losses: What to do to recover lost money from hacked account: In case of online transactions we have a fair chance of recovering/blocking the transaction if we act within 24 hours from the date and time of the fraudulent transaction.
Most of the victims miss out on these important steps and hence are unable to recover any of the money they have lost.
In this blog I will be focusing on the ways to strengthen the possibility of recovering your money in situations where your bank account is hacked or your credit card or debit card details have been stolen and misused.
So what one should do along with the above given steps is to observe the fraudulent transaction details carefully.
For every transaction the bank provides very limited but important information of the date, time and the merchant id/string on which the transaction was performed.
When a hacker/cybercriminal hacks the bank account and has access to user’s login name, password and PIN they start making online purchase and money transfers immediately.
They try to get the maximum amount out before user blocks the credit/debit card or changes the bank login details.
So instead of crying over the spilled milk one needs to find ways to recover or salvage.
After going through several case studies I thought of putting these steps together so that a victim knows what should be his/her immediate action when someone steals money from the bank account.If a bank account is hacked and the hacker/cybercriminal starts making online purchases using the stolen card information, bank account user name, password and/or PIN most of the victims expect the banks to repay.The banks however, refuse to help the victim on the grounds that the transaction was done with the actual card and the exact password and PIN was entered.But if the cybercriminal does online purchase of some items/services then there are high changes of blocking the transaction and getting the money back.To recover money lost in 419 scams In case of scams like 419, where the victim himself transfers the money to the cybercriminal, the money can be recovered if he/she acts fast.However, this is possible only if the merchant has not delivered the goods or process the transaction completely. In the case mentioned above, when I searched the Internet for Gymboree I was able to locate the merchant website. When the victim contacted the merchant through their website and gave details of the transaction it was confirmed by them that the transaction had taken place.Tags: Adult Dating, affair dating, sex dating